Retirement Solutions

Plan Now for the Retirement You Want  
Today, maximizing your retirement savings is more im­portant than ever. That’s because if you’re like most Americans, the greatest portion of your retirement funding will have to come from your personal savings and investments.
 
At AmTrust, it’s easy to get started on a retirement plan that can help you accumulate the money you’ll need. We have convenient products for every stage of your life, whether you’ve just started to build wealth, close to retirement or already there.
 
You can choose retirement investments with confidence because an experienced, knowledgeable AmTrust In­vestment Services Financial Advisor will work with you to explore your present needs and future goals.
 
 
A Wide Choice of Investment Accounts
AmTrust Investment Services, Inc. offers a wide variety of investment options, for your retirement planning. Among our most popu­lar accounts are:  
 
One of our Financial Advisors can help you determine which type of strategy will work best for you.
 
 
Developing an Intelligent Retirement Income Strategy
There is no one solution that fits everyone’s finan­cial situation and retirement goals. That’s why we work with you to develop a customized strategy. Our Financial Advisors can help you determine how much you’ll need and help you develop a strategy to achieve your goals.
 
Before we can look to the future, we need to see where you are today. Our Financial Advisor will take a complete financial profile in order to evaluate your current financial situation. We will ask about your cur­rent expenses, credit card debt, emergency reserves and any investments you already have, as well as the risks you are willing or able to take.
 
Then our Financial Advisors will make recommen­dations about the products that are appropriate for you.
 
Ready to start building a balanced financial future.
Our Financial Advisors are available to meet with you in each AmTrust Bank branch throughout Ohio, Florida and Arizona.
 
Click:  
to complete our online request form and a Financial Advisor will contact you directly
Call:
(800) 860-5357, Option 1 to be referred to a Financial Advisor near you
to one of our convenient branch locations
 
 
A Wide Choice of Investment Accounts
 
Rollover IRA
  • A tax-favored way to reinvest your distribution from an employer-sponsored retirement plan. Also lets you consolidate retirement plans from other institutions.
  • Lets your retirement savings keep on working for you.
  • Offers you control of your accumulated assets with flexibility.
 
 
Traditional IRA   
  • Designed for investors at high or peak earning potential who expect a lower tax rate in retirement.
  • Yearly contributions may be tax-deductible, depending on your income level and participation in an employee-sponsored plan.
  • Your earnings accumulate tax-deferred.
  • You may be able to make penalty-free withdrawals for qualified higher education or a first-time home purchase.

Back to Top

  
 Roth IRA
  • Designed for investors with growing earning potential who expect a retirement tax rate the same or a higher than they have today.
  • Yearly contributions are made with after-tax dollars.
  • Your earnings can be withdrawn tax-free after five years if you are over age 59-1/2.
  • No required minimum distributions at age 70-1/2.
  • You can make penalty-free withdrawals for qualified higher education expenses or a first-time home purchase.

 Back to Top

  
SEP-IRA
  • You can make tax-deductible contributions depending on compensation limits.
  • Simple to set up and maintain.
  • You don’t have to file annually with the IRS.
  

Annuities

  • Your earnings grow tax-deferred along with death benefit protection.
  • You can choose to receive a guaranteed income stream for life.
  • Make contributions over and above other retirement plans.
  • Both fixed (fixed rate of return) and variable (market-based returns) annuities are available.

 Back to Top